Unfortunately with that attitude T&Cs will plunge through the floor, want to fly for fun, get a PPL & a small plane, an investment like this should be seen as just that, an investment, like a rental property or some shares, I want to fly yes, but not at any cost, and am frustrated with those who queue up for this crap. Ryanair are one of the wealthiest companies in Europe (companies, no airlines, they are big compared to most companies, even outside aviation). They are taking you for a ride.