Thezk77. What's stopping you from going interstate? Not sure where you're living in Vic but you'll be the luckiest person alive that will never have to leave their hometown for this industry... Righto, if you have deep pockets, you can get lucky if you get an instructor rating and get work with a company that has access to multi engine charter.
Degrees are nice but not essential in Australia. As many Virgin and Qantas pilots are finding out now, a big fat log book is worth nothing when no one is employing. A degree that's 10 years old and no relevent experience isn't particularly useful either. However, this is the future. Right now, you're better off keeping your costs down, and getting something that's useful in the short term.