Hi, i will be able to speak more so on option
Living in Kitchener Waterloo will allow you cheaper rent than BC, and its still in close proximity to Toronto.
Weather in Waterloo, Summers are great, VFR weather most days. Winters, depending on the year can i would say leave you with about 3-4 VFR days per week.
Lots of students from HK in WWFC.
WWFC has a large fleet of 172 S models, DA40's, Arrows, Seminoles, 152's and a 172 RG. All well maintained It operates out of a controlled airport, and it can get very busy.
Have heard good things about the other schools also, i have personally used Harv's online ground schools for IFR and ATPL, its very good.
If you want to know specifics about #6 i can get into it, just PM me