BJ, it's just my opinion, I realize many young people don't know how much 125 k is and how difficult it is to save let alone pay back with interest..
I used mad as in using your parent's house as a security on a 125 k loan. Even in good times is something mad to do, imagine now with hundreds of experienced pilots on the market....
But, If you have it on the account and want to take the risk ... do it by all means...