Originally Posted by
Bob Viking
I have done as you suggested and I see it definitely simplifies the projection.
The big problem with entering a false DoB is that it makes the lump sum commutation number completely wrong.
Would it be fair to assume that if you take maximum commutation that you can just multiply the difference between the full immediate pension and the post-commutation amount by the number of years until age 55?
If I am correct then my lump sum with maximum commutation becomes significantly larger if I were to PVR in the next few years.
BV
I’m not sure you can use it this way for the commutation as your age won’t be right so the number years to 55 will be wrong etc. When I tweaked mine it had my age on leaving as beyond 55 so no option to commute was given. If you use it as a guide to what you’ll get if you leave now without commuting I think it works.