Well, I've been recreationally renting the R22 for a decade and a half and I haven't had any safety issues with the aircraft. That might not help you much, but they do say the 44 is just a big 22.
As for the wind and turbulence low-g mast bumping thing, well, just slow down to a level attitude and you should be fine.
One of the best parts about recreational flying is, if you don't like the conditions, you just put your wallet back in your pocket and fly another day
By the way, assuming google converter is correct 95 kg is about 209 lbs and 85 kg is 187 lbs, so the total of 396 lbs should be just fine if you want to train in an R22, which can generally hold about 400 lbs before going over the forward cg line. Then if you want to rent a 22, as long as your below 240lbs, you can solo in it,...if you don't want to spend the exrra moola on the 44?