Assuming you’re correct, Sunfish, the question is: So what? To put that another way, on the basis of what data are you saying that the increased risk in the circumstances you describe is “unacceptable”?
Not all risk taking ends in disaster. Some disasters are the inevitable consequence of living in a world that will never be risk-free and enjoys a net benefit from risk taking.
I thought you were a guru on risk analysis and cost/benefit analysis?