For many years my car policies, from a variety of insurers, have had a clause excluding "anywhere aircraft have access to". They don't know I am a pilot and part-owner of arcraft.
I stay out of airside, parking outside a farm strip and carrying stuff over the fence.
If I find myself in the situation of the US guy, driving to work on a dark morning, who was hit by a Cirrus descending under its parachute, I hope for media support.