I always assumed Cadets didn't have to pay a penny - that was the whole point about being a cadet wasn't it? You get selected via a rigourous process, focusing on actual piloting attributes, and therefore the airline scholarship kicks in.....
The kind of stuff you would have to be smoking to think it's a good idea to pay that kind of money for lower quality, sausage factory training would surely invalidate your class 1.
If people don't research their chosen industry and the best ways to go about getting their licence and ratings, it's hard to be too sympathetic when they get swindled