Folks,
Re. a "Hull Loss", if this is written off, it will be a hull loss in the statistics.
Almost every year, there are hull losses that are not the result of an "accident" as defined, or an act of war. The insurance market is quite smart enough to differentiate between a hull loss as the result of an accident, and one the result of some other misadventure --- several cases of cleaners managing to set fire to aircraft comes to mind.
Tootle pip!!