If its a school in the midlands , they sometimes do take there own students on, however DO NOT take any loans out whats so ever.
As good grief said, there will be 5-12 people in your class intake , all begging for that first break, with more money to burn than sense.
If you can not comfortably afford your PPL stay well away.
Your misinformed about the IR its somewhere in the ball park of 50-70 K
Stick to your day job and pay and fly , until you can afford the next step