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Search: Posts Made By: Al R
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12th Apr 2015, 08:22
Replies: 116
Views: 21,870
Posted By Al R

OAP If you leave before 60, your '15 benefit...

OAP

If you leave before 60, your '15 benefit is an EDP stream, which only becomes a pension in payment at your state retirement age. At that point, you can convert up to 25% into a lump sum. It...
12th Apr 2015, 06:07
Replies: 116
Views: 21,870
Posted By Al R

There's a spring chicken/toy boy/fair use clause...

There's a spring chicken/toy boy/fair use clause in '05 contributions, I'm not sure about '15 but it'll be in there too I'll be bound. If your spouse, civil partner or eligible partner is more than...
7th Apr 2015, 08:14
Replies: 116
Views: 21,870
Posted By Al R

P6, From last year, there was a concerted...

P6,

From last year, there was a concerted drive within g'ment to regard the basic state pension as a right and not a benefit, because it has been earned to varying degrees by people paying...
6th Apr 2015, 07:35
Replies: 116
Views: 21,870
Posted By Al R

Tengah, Good on you, I hope you enjoy the...

Tengah,

Good on you, I hope you enjoy the wine and the sights in absolutely any order you want. There are lots of options (we forget inverse commutation too, of 05 - which can be useful if you...
5th Apr 2015, 14:35
Replies: 116
Views: 21,870
Posted By Al R

You're absolutely right, I forgot that lead in -...

You're absolutely right, I forgot that lead in - I thought it had already started. I think that deferring the pension at aged 65+ is probably a risk too far. The increase is minuscule whereas you...
5th Apr 2015, 14:14
Replies: 116
Views: 21,870
Posted By Al R

x+y Assuming there's enough money being...

x+y

Assuming there's enough money being generated to pay it of course. The g'ment cut the rate for deferring the state pension from 10.4 to 5.8% pa. Hardly worth it.
5th Apr 2015, 11:20
Replies: 116
Views: 21,870
Posted By Al R

As maxims go, "When you're about to breathe your...

As maxims go, "When you're about to breathe your last, will your final thought be 'Bugger, I wish I had worked harder for the boss and less time with (insert 'x' here)'" has to be up there. ...
Showing results 1 to 7 of 7


 
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