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Search: Posts Made By: Al R
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Forum: Military Aviation
7th Oct 2017, 10:26
Replies: 267
Views: 90,378
Posted By Al R

The Immediate Pension Point is the stinger. The...

The Immediate Pension Point is the stinger. The problem is, a few dozen officers didn’t get to reach their IPP. As you may know, a very small group of military officers, (cross service), were made...
Forum: Military Aviation
6th Oct 2017, 15:13
Replies: 267
Views: 90,378
Posted By Al R

New taxation legislation surrounding redundancy...

New taxation legislation surrounding redundancy payments.

Back in 2012, a few dozen officers were let down very badly when they weren't made properly aware of the changes surrounding retirement...
Forum: Military Aviation
4th Oct 2017, 09:14
Replies: 267
Views: 90,378
Posted By Al R

In many ways, more senior savers who are already...

In many ways, more senior savers who are already in a DB scheme like AFPS, wont be (ultimately) too badly affected. That might sound daft. I'm a supporter of tax relief being age related, amongst...
Forum: Military Aviation
8th Mar 2012, 10:55
Replies: 267
Views: 90,378
Posted By Al R

Its not just the direct intervention of the state...

Its not just the direct intervention of the state chipping away at personal wealth, its the indirect consequences as well. QE has eroded the real world value of final salary schemes, and if you...
Forum: Military Aviation
8th Mar 2012, 07:46
Replies: 267
Views: 90,378
Posted By Al R

Rev, The cynic would suggest that the state...

Rev,

The cynic would suggest that the state likes people working longer not so much because they have the right to do so, but because they are invariably wealthier than young people and can...
Forum: Military Aviation
7th Mar 2012, 08:33
Replies: 267
Views: 90,378
Posted By Al R

Dash, Its a bit early for me, so sorry if...

Dash,

Its a bit early for me, so sorry if I'm missing something. You were commissioned at 18, but I'm not sure how your peers will end up with a different pension benefit to you. Reflecting the...
Forum: Military Aviation
5th Mar 2012, 11:22
Replies: 267
Views: 90,378
Posted By Al R

I have spent the morning catching up with the DIN...

I have spent the morning catching up with the DIN (thanks). Its what we expected, as good as it could be under the circumstances and as it explains, the details of FAFPS are still evolving. I think...
Forum: Military Aviation
22nd Feb 2012, 10:43
Replies: 267
Views: 90,378
Posted By Al R

The problem is, the deal isn't finalised yet and...

The problem is, the deal isn't finalised yet and is still being negotiated - a good reason to swell Forpen coffers maybe. Don't forget though, that (subject to confirmation), the Rights that you...
Forum: Military Aviation
22nd Feb 2012, 03:50
Replies: 267
Views: 90,378
Posted By Al R

The Bank of England Pension Fund is a private...

The Bank of England Pension Fund is a private scheme, and therefore probably not the best for a like for like comparison. But I take your point! Having said that, as barometers go, it raised a few...
Forum: Military Aviation
16th Feb 2012, 10:58
Replies: 267
Views: 90,378
Posted By Al R

Vin Rouge: The way ahead for maxxing the...

Vin Rouge:

The way ahead for maxxing the benefits from a Final Salary career average pension scheme too..? ;)

The budget next month will have much in it about retirement planning too. George...
Forum: Military Aviation
8th Dec 2011, 04:59
Replies: 267
Views: 90,378
Posted By Al R

Red Line, That isn't policy, it was an idea...

Red Line,

That isn't policy, it was an idea suggested as a possible palliative in order to prevent the 'National Strike'. George might be looking on that now as 'offer withdrawn' or he might not....
Forum: Military Aviation
29th Nov 2011, 12:32
Replies: 267
Views: 90,378
Posted By Al R

50% tax relief on certain EIS/VCT type...

50% tax relief on certain EIS/VCT type investments.. a 12 month CGT holiday on and investments into SEED schemes (must be this: Tax-advantaged venture capital schemes: a consultation - HM Treasury...
Forum: Military Aviation
29th Nov 2011, 11:48
Replies: 267
Views: 90,378
Posted By Al R

I hope its ok to post this here, I know there are...

I hope its ok to post this here, I know there are some people waiting for news concerning pay news and possible changes to (personal) pension legislation. George Osborne has announced that he is...
Forum: Military Aviation
20th Nov 2011, 06:48
Replies: 267
Views: 90,378
Posted By Al R

Melchett's comment about the cure being worse...

Melchett's comment about the cure being worse than the illness struck a chord. What is the illness? Complication, in my opinion. EVERYTHING we do in life has become so multi facetted, so layered with...
Forum: Military Aviation
16th Nov 2011, 08:07
Replies: 267
Views: 90,378
Posted By Al R

'Divide and conquer'?! All people want (need??)...

'Divide and conquer'?! All people want (need??) is some clarity now, so that they can start making important decisions.

FOD,

Good news indeed.
Forum: Military Aviation
14th Nov 2011, 11:50
Replies: 267
Views: 90,378
Posted By Al R

Thanks for the correction - still great value. ...

Thanks for the correction - still great value.

I also stand by to be corrected on this technical aspect about gratuities ('75), but I believe that in order to qualify for one, someone had to...
Forum: Military Aviation
14th Nov 2011, 06:39
Replies: 267
Views: 90,378
Posted By Al R

Sloppy, Sorry - no idea! Dynamising...

Sloppy,

Sorry - no idea! Dynamising pensions is pretty normal - pensions are calculated by adding superannuable income and multiplying it by a factor. That Dynamising Factor (the DF) is then...
Forum: Military Aviation
9th Nov 2011, 08:47
Replies: 267
Views: 90,378
Posted By Al R

Are you doing salary sacrifice? The...

Are you doing salary sacrifice?

The employer is putting in, erm.. nothing? Out of interest, is this something it is now pushing out to the whole workforce after having done nothing previously?
Forum: Military Aviation
8th Nov 2011, 11:17
Replies: 267
Views: 90,378
Posted By Al R

Indeed - couldn't agree more with this.. ...

Indeed - couldn't agree more with this..



Kreuger, your post last night is about right and there will be ringfenced rights, but hey - who knows what tomorrow brings with this bunch? Will...
Forum: Military Aviation
3rd Nov 2011, 23:24
Replies: 267
Views: 90,378
Posted By Al R

People aren't staying in as long - the career...

People aren't staying in as long - the career profile is changing radically, so is that 45/10 figure as relevent to someone in their 20s or 30s as it may have been 25 years ago I wonder? Another...
Showing results 1 to 20 of 20


 
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