£262 for annual world wide travel, including flying light aircraft, at age 71. Cover runs over into age 72. Haywards, starting 6 August 2012. I've had this for several years, with no claims so far. They also cover our Group plane.
Ooof. Checked - was indeed £80 inc. IPT. Double in a year seems a lot. But then again the insurance industry's got a lot to pay for (Fukushima, etc, etc)
Bare in mind that I am only 20. That might have something to do with it. Still a lot though.
+1 for Haywards, I use them too. You 'll get an aviation questionaire to fill in. I included float and twin training on an annual policy for a total yearly premium of nearly £300 for worldwide cover
This covers the 'deductibles' (i.e. excess) which the FBO policy won't cover.
I took out renters insurance in 2006 for flying in USA for the very first time.
IIRC it was $120:from a US company.
I had good reason to thank my lucky stars as I had an incident and the ins co. coughed up the $5,000 deductible without a peep.
Also on the topic of personal insurance if flying abroad/USA remember the worst case (well nearly) scenario of the cost if you needed to be medevac ed home halfway around the world.
Money spent on insurance is money well spent IMHO.Traffords are pretty good.
(well I say they're pretty good and I've used them for years, but never had to make a claim)
I'd like to know the company. As an alien I've never been able to get Renter's Insurance in the US, and I'm planning to return in the autumn. (I've been able to get written agreements with an acceptable deductable - about what I have with our Group machine.)
I arranged mine through the US AOPA website. It was $185 and valid for one year. The premium was made up of $85 for bodily injury and property damage, and $99 for physical damage to the aircraft.
Renter's Insurance is a must if hiring in the USA. Most FBO's only offer the minimum of cover and in a litigious country like Uncle Sam, one's liabilities after an accident could be horrendous. The AOPA scheme is the simplest & the best; but last time I was in the States they would only insure if one had a US 'permanent' address. I was fortunate that 'mine host' was happy with me using his home as my 'residence'. UK AOPA was trying to persuade US AOPA to remove this restriction (since most UK's hire when in the States) but I haven't heard of the outcome.
After talking to insurance guys, at the Rocky Mountain Fly-in in 2010, I'm not sure using someone elses address would be valid, if it came to a claim. They gave there reasons for not covering non-residents.
