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Old 12th Jun 2012, 22:48   #1 (permalink)
 
Join Date: Mar 2012
Location: Santa Clara, California
Posts: 16
[US] Monthly/quarterly renter's insurance

Hello!

I am a student pilot about to solo, and so my flight school requires me to get renter's insurance.

However, I'm from Canada, and only have about 3 months left in the US, so I don't really want to get an annual policy if possible.

Does anyone know of any insurance company that does monthly/quarterly renter's insurance policies?

Thanks!
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Old 13th Jun 2012, 08:16   #2 (permalink)
 
Join Date: Jun 2005
Location: Pittsburgh, USA
Posts: 784
I looked for this and never found any. You can, I think, buy a year's policy, cancel after a few months, and get 50% back.
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Old 13th Jun 2012, 10:11   #3 (permalink)
 
Join Date: Jan 2005
Location: Up There!!!
Age: 50
Posts: 324
Yup that's what I do to fly in the US. Buy a years policy, then when vacation over unless next years is within the policy in force, cancel & you get 50% of your fee back.

Trev
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Old 13th Jun 2012, 17:13   #4 (permalink)
 
Join Date: Mar 2012
Location: Santa Clara, California
Posts: 16
Oh ok! I think I will do that, then.

Thanks!
Matthew
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Old 13th Jun 2012, 19:55   #5 (permalink)
 
Join Date: Oct 2007
Location: Moray,Scotland,U.K.
Posts: 594
Who do this insurance? (For Aliens) I'm interested in it. I never found a source - but got FBO to arrange some cover. (Liability limit written)

Last edited by Maoraigh1; 13th Jun 2012 at 19:55. Reason: Addition
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Old 13th Jun 2012, 20:02   #6 (permalink)
 
Join Date: Mar 2012
Location: Santa Clara, California
Posts: 16
My FBO and instructor recommend Avemco. I just emailed them and they confirmed that they can do the 50% refund thing.

I'm an alien (from Canada) and they certainly don't mind. Just need to submit a copy of passport (scan).
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Old 13th Jun 2012, 20:28   #7 (permalink)
 
Join Date: Oct 2007
Location: Moray,Scotland,U.K.
Posts: 594
In 2010 they wouldn't consider me. Discussed it at their stall at Rocky Mtn Fly-in.
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Old 13th Jun 2012, 23:55   #8 (permalink)
 
Join Date: Jan 2005
Location: Up There!!!
Age: 50
Posts: 324
AOPA Aircraft Insurance

i use these.

trev
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Old 14th Jun 2012, 19:41   #9 (permalink)
 
Join Date: Oct 2007
Location: Moray,Scotland,U.K.
Posts: 594
I clicked on your link. I note the addresses must be in a Lower 48 US state - phone if your address is Alaska or Hawaii.
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Old 14th Jun 2012, 21:20   #10 (permalink)
 
Join Date: Jun 2005
Location: Pittsburgh, USA
Posts: 784
I used AOPA, by phone. They were happy to insure me, just needed a US address, which could be the FBO.
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Old 15th Jun 2012, 09:34   #11 (permalink)
 
Join Date: Sep 2002
Location: Daventry UK
Posts: 490
The poilcy on Aliens has definitely changed this year (at last). Avemco have modified their site so that you drop out of the online application when you answer a question about being a US resident (or citizen? - can't remember which). You go to an offline submission where you get a personal quote. This was quick and efficient.

Some years ago I did get a quote out of AOPA (the broker) after raising cane with various people in AOPA (the pilot's association) but it was quite loaded. They told me at that time they they did not normally cover foreigners. I cut a better deal with my trusted FBO.

This years cover from Avemco did not seem to be loaded over what a US person would pay. However, they still require an accomodation US address as well as your genuine foreign one and insisted on putting the accomodation address on the cover note that they emailed. I presume that they are making it clear to the underwriters that they are insuring a foreigner.

(edited to add that this reluctance to cover foreigners might be nothing more than an insurer's requirement to have a zip code - many Americans find it hard to believe that some people in the world don't have them!!)

Last edited by david viewing; 15th Jun 2012 at 09:38.
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Old 15th Jun 2012, 10:47   #12 (permalink)
 
Join Date: May 2011
Location: Glasgow
Age: 29
Posts: 465
Quote:
Originally Posted by david viewing View Post
many Americans find it hard to believe that some people in the world don't have them!!)
Yeah - lived in Chicago for a while where you can pay for fuel at the pump in most garages (I'm talking about cars...) but you have to enter your zip code into the pump to do it. Doesn't work so well with a British credit card (same as trying to buy things online ).
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Old 15th Jun 2012, 11:29   #13 (permalink)
 
Join Date: Feb 2002
Location: Dublin
Posts: 2,473
Many people and organisations in the UK find it difficult to believe that some places don't have a postcode

I'm often forced to make up a post code to order online from the UK.
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