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U.S. mortgage

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Old 4th Aug 2015, 13:27
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U.S. mortgage

Anyone got any rec's on a bank to use. I'm having trouble with my US bank on re-financing a loan that I have from when I was based there - due living overseas.

Thanks in advance

f.
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Old 4th Aug 2015, 15:29
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I use Wells Fargo, who seem ok, what is the issue roughly?

Alex.
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Old 4th Aug 2015, 16:04
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f.
Try these guys.


www.churchillmortgage.com/

They're great. Should be able to help you no problem.
CamelRustler is offline  
Old 4th Aug 2015, 16:11
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I use Wells Fargo without any hassles...
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Old 5th Aug 2015, 03:06
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Thanks guys.

Ahwalk - the issue roughly, is a regionally minded system with this particular bank that has discomfort with off shore dynamics

f.
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Old 5th Aug 2015, 07:27
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It helps to have a bank with international presence. Any bank with military support activities should understand the offshore aspects, if you have a relationship manager vs just the call centre I'd hope they could offer more.
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Old 5th Aug 2015, 10:12
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Just purchased a house in the US. DO NOT use HSBC!!

They impose enhanced due diligence because of the area we live in. Even with a single source of income, the hoops we had to jump through and documentation needed were plain ridiculous.

In the end had to threaten them with a Federal Reserve complaint and their VP jumped in to run the application. All in all, 5 months of headaches for a pretty small mortgage.
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Old 5th Aug 2015, 12:12
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Thanks Fly,

I started the process with HSBC - was a disaster from the get go so stopped.

f.
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