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Middle East Many expats still flying in Knoteetingham. Regional issues can be discussed here.


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Old 11th Jul 2012, 08:50   #1 (permalink)
 
Join Date: Jun 2008
Location: Up in the air
Posts: 119
EK medical and Loss of License insurances

Hi!

About to join EK later this year, I have a couple of questions regarding the medical coverage and LoL insurances.

Living today in a country with top social benefits IŽd like to know what potential pitfalls there are with the medical insurance EK provides for me and my family. I guess there is no problem as long as you get a cold or break a leg but what happens if you get cancer, heart problems, etc?

Are some of you adding up with extra insurances, if so, where, for what and how much?

Also, does the LoL insurance give you cover from day 1 or is that also subject to the 6 months probation period?

Insights appreciated...

/L.
lospilotos is offline   Reply
Old 11th Jul 2012, 17:07   #2 (permalink)
short flights long nights
 
Join Date: Aug 1999
Posts: 1,151
Your contract, letter of joining should cover that. I think it says keep insurance at home for pre existing conditions.
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Old 11th Jul 2012, 19:02   #3 (permalink)
 
Join Date: Jun 2008
Location: Up in the air
Posts: 119
Well, the contract refers to the "Company handbook" on this matter, a publication I do not have access to until joining. I know that pre-existing conditions are not covered for a period of 2 years.
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Old 12th Jul 2012, 08:05   #4 (permalink)
 
Join Date: Aug 2011
Location: Dubai
Posts: 91
You should email all specific queries to your joining co-ordinator, if they don't know the answer they will pass it on to the medical benefits scheme staff.

The EPC was organising some form of top up medical insurance recently, it might be worth emailing them for details.

In terms of LOL check out Loss of Income Protection for Emirates Pilots I hope I never have to avail it, but I am a member, and it provides me peace of mind.

Good luck with the joining
scandistralian is offline   Reply
Old 12th Jul 2012, 09:03   #5 (permalink)
 
Join Date: Jun 2008
Location: Up in the air
Posts: 119
Scandistralian, thanks for the info on LIPS. IŽd happily set aside 1.4% of my basic to offer more peace of mind...
lospilotos is offline   Reply
Old 12th Jul 2012, 09:26   #6 (permalink)

 
Join Date: Apr 2010
Location: hearth
Posts: 125
You look smart enough to understand that if you are not able to access some info until too late there must be a reason.If you can don't do it stay in the First World and treasure your social security and benefits!! In case you have no alternatives be 100% sure you will have at least a decent accommodation before deciding a joining date and consider that , depending on your rating and experience there are alternatives at the moment in more civilized places.

Last edited by Jetaim; 12th Jul 2012 at 09:36.
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Old 12th Jul 2012, 16:21   #7 (permalink)
 
Join Date: Aug 2011
Location: Dubai
Posts: 91
Jetaim are you feeling alright buddy?! Have you ever worked for EK? This is much more civilized than most places offering similar positions in the market at the moment.

@lospilotos, no worries, feel free to PM me if you need some advice about moving here
scandistralian is offline   Reply
Old 12th Jul 2012, 16:36   #8 (permalink)
 
Join Date: Nov 2010
Location: europe
Posts: 203
EK medical and Loss of License insurances

Come on Jetaim.
Explain us your story so we can take you seriously.
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