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Old 26th August 2008, 12:10   #41 (permalink)
 
Join Date: Dec 2007
Location: Riga
Posts: 246
I know the whole story!!! Mrs RIX and I have spent most of this year undertaking a VERY expensive refurbishment at home. Because we were doing this she pledged to pay for all food/household bills etc (we are lucky enough to be mortgage/rent free). My part in this was that I would have to cover the cost of the refurbishment.

Now ......

I am getting a daily "briefing" of "do you have ANY idea how much I am spending on food", "why havent we got any money" and "why is it that I always have to pay". Alas .... welcome to my world darling!

And .. now she is working extra shifts to pick up some juicy double time overtime payments. Maybe, just maybe!!!

RIX
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Old 26th August 2008, 12:42   #42 (permalink)
 
Join Date: Jul 2007
Location: FarFarAway
Posts: 244
Any news Garf? Did you use any advice given here?

Let us know, i really hope it works out ok. A joint account seems to be a winner


Rgds,
ATS
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Old 26th August 2008, 12:54   #43 (permalink)
 
Join Date: Dec 2007
Location: Riga
Posts: 246
ATS

Joint accounts only work if you are just putting in the minimum needed each month, and there is no credit facility.

Many moons ago I was engaged to a not particularly pleasant young lady. We had a joint account and when the inevitable split came she took great delight in putting the maximum permissible overdraft on the account then transferring all the funds to her own personal account before removing her name from the joint account ... thus leaving me with something like a grand of debt. All this done just before 5pm on a Friday.

Smart girl but total bch!!!!

RIX

p.s. I think since those dark ages, banking law was changed to make it a bit harder to remove your name from a joint account, but dont quote me!

Last edited by Romeo India Xray : 26th August 2008 at 12:59. Reason: adding p.s.
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Old 26th August 2008, 13:55   #44 (permalink)

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Join Date: Feb 1997
Location: Duit On Mon Dei
Posts: 3,235
Got the opposite problem.

How do I convince my hubby to let me buy us economy plus return tickets to Australia next year from my money? I was keen for business class but he says no.
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Old 26th August 2008, 14:00   #45 (permalink)
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Join Date: Aug 2005
Location: N54 58 34 W02 01 21
Age: 65
Posts: 1,110
Can't you both bum jump-seat rides?
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Old 26th August 2008, 14:16   #46 (permalink)
 
Join Date: Apr 2007
Location: UK
Posts: 148
Quote:
p.s. I think since those dark ages, banking law was changed to make it a bit harder to remove your name from a joint account, but dont quote me!
Tis true, but once she's cleaned the account out try getting any solicitor in the land to make her liable (even with her name on the account).
She got the car (which i'm still paying for), the house (which i was paying for 6 months after the split), the furniture and cleaned out the accounts and i still got stung with a 30k bill at the end. Asweel as another 12 years of payments for the little un (which i don't begrudge).

I've still got a shuffle that a cowboy would be proud of now.
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Old 26th August 2008, 14:18   #47 (permalink)
1DC
 
Join Date: Jun 2004
Location: UK EAST COAST
Posts: 216
When i retired i decided i didn't want to be bothered about money or paying bills etc., so i did a deal with Mrs1DC she runs the finances and i look after the investments. Since that time we have never been so well off she watches the money like a hawk, we always seem to get what we want and never go into the red. Before that she just assumed she could spend what she liked and i would be able to find the shortfall.
Works well for us but you have to be sure you can trust your wife, mind you we must have been married for more than forty years now so something works.
Mmm.., must ask her if she knows how long we have been married, probably not cos neither of us remember anniversary's..I know how old she is though cos we always remember birthdays...
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Old 28th August 2008, 16:54   #48 (permalink)
 
Join Date: Aug 2005
Location: New Zealand
Age: 48
Posts: 49
LUCKY!

OMG,
After reading some of the posts here, I realise how lucky I am. The Missus does not like jewelery, shopping (unless she knows EXACTLY what she wants), and I still have to ask her if I can buy essential power tools (and lets face it, they are all essential). She doesn't like kids (reckons I'd find them in the freezer when I get home), but is a great Mum to her step kids. Her only weakness is chocolate. And I can live with that.
My advice is to not have kids, unless you feel a REAL NEED! They will, indubitably, screw you over 100 x more than your present boss, break your heart to a greater extent than your hottest teen date, and then steal all your hard earned cash for an obscure degree you've never heard of. Then they'll want help for their first mortgage. My advice - tell them to get another Dad. We work hard for our Super, at the same time providing them with the necessities of life. Kids today need to get hard. We are NOT their lifeline to the world. They need to set up their own lives. If they haven't learned how by the age of 22, we haven't done our job properly.
Parent power. Teach them PROPERLY!
400R
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