A friend who left cx about 4yrs ago took about 20% of his pf back to UK.
He tested the waters to see if he could put it into a recognised pension scheme there in the UK. HMRC in their wisdom decided it was a taxable sum, and some of it went to provide new sneakers and cars for the ever growing population of mussie refugees there. What %tax applied I don't know, got the impression it wasn't high.
As a result, he left the rest invested offshore, had it linked to either a cash card or credit card, and used that as req'd and to fund o'seas holidays.
All governments these days seem so strapped for cash, the'll try and grab every cent. Best use of a few dollars would be for you to engage a qualified professional finance guy to correctly advise you.