Didn't know the "Bud Frogs Screensaver virus" was one of these hoaxes - but there sure are a lot of them around.
I'm frequently getting such hoaxes through ICQ (and also via email) and all these "pass to everyone you know" messages are just bandwidth-eaters (there's a link on the ICQ home page "hoaxes and damned lies" or something similar which gives a good laugh at some of the things people will believe!)
I recently got a "pass to everyone and you will receive a free Ericcson WAP phone", which I'm sure a lot of idiots will fall for
As Slasher would tell you, the only way is to practice safe se.... er.. computing
Beware of all downloads and attachments unless you are sure where they came from and, if it's an email attachment, be sure whover sent it to you meant
to send it
Run ZoneAlarm and McAfee Anti-Virus (frequently updayed) - if you do all that, you should
be fairly safe!
What Goes Around . . . . .
. . often makes a better landing