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60024
12th May 2016, 08:41
After many years with MRL providing my Travel Insurance, including cover for cancellation for Service reasons MRL have told me that they can no longer offer cancellation for Service reasons. The reason given is that they have new underwriters based in Houston. As you can guess MRL have just lost my business.

Anybody know of a company that will still provide this cover please?

Stuff
12th May 2016, 09:15
I'm with Trinity http://www.trinity-ins.com/home/

Can't tell you how good/bad they are because I've not yet had to make a claim.

60024
12th May 2016, 09:28
Thanks Stuff.

Background Noise
12th May 2016, 09:59
Had mine with jbi - but also never claimed

Annual Multi-trip - JBIOnline.com JBIOnline.com (http://www.jbionline.com/hm-forces/travel-insurance/annual-travel-insurance/)

Sandy Parts
12th May 2016, 11:28
There used to be a Military Insurance Advisory service which was supposed to stop Service folk being discriminated against due to their self-less sacrifices for the nation (:) ). It was set-up when Blair and co were trying to show how much they loved us all (some would say by sending us to clear up their policy faux-pas....) - link = https://www.google.co.uk/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&uact=8&ved=0ahUKEwjgs9L2ttTMAhXPhRoKHThbACgQFgg_MAA&url=http%3A%2F%2Fsiiap.org%2F&usg=AFQjCNFZv14-48o8p_XNVvcVbEQr_J-z4Q
Supposedly all their members will cover you. I used one for a wedding insurance policy (didn't work, still had to get married..boom - thank you, I'm here all week).

heights good
12th May 2016, 17:36
After many years with MRL providing my Travel Insurance, including cover for cancellation for Service reasons MRL have told me that they can no longer offer cancellation for Service reasons. The reason given is that they have new underwriters based in Houston. As you can guess MRL have just lost my business.

Anybody know of a company that will still provide this cover please?

FYI - you do NOT need cancellation insurance as your own particular service is required to reimburse you for cancelled holidays due to service reasons. This is contained in JSP 752 (I think). I had a stand up argument with the Chf Clk a few years back when she refused to pay out, she said the JSP was wrong??!!! When I suggested that she write to the 2 Star that signed of the JSP to tell him he was wrong, she unsurprisingly had to concede :-)

The only caveat is that you require a quote from NAAFI insurance for your cancelled holiday, this is then subtracted from your reimbursement.

This was true a couple of years ago so check first, just in case.

Wander00
12th May 2016, 18:54
I am retired so no longer affects me, but run that past us again, if your holiday is cancelled for Service reasons they deduct from your reimbursement the cost of the insurance premium............that you don't need. I am baffled..........and I used to run Handbrake House on my last unit

heights good
12th May 2016, 19:11
I am retired so no longer affects me, but run that past us again, if your holiday is cancelled for Service reasons they deduct from your reimbursement the cost of the insurance premium............that you don't need. I am baffled..........and I used to run Handbrake House on my last unit

JSP 752, Chap 10, Sect 8

http://www.raf-ff.org.uk/images/library/files/JSP752.pdf

Background Noise
12th May 2016, 19:42
There is a more up-to-date version - Chap 10, sect 10

https://www.raf.mod.uk/community/mura-raf-community/assets/File/20160204-JSP752%20Pt2%20-%20Guidance.pdf

Pontius Navigator
13th May 2016, 20:11
I used Trinity for many years until I hit 70. It was far cheaper than almost all other companies and we claimed once when unfit to travel. They reimbursed the holiday cost but not the associated car park charge. They demanded copies of all original invoices etc.

Ensure the level of cover is sufficient.

bluesafari
14th May 2016, 05:44
Pontius Navigator.

Who do you use now? Am past 70 and finding travel insurance difficult to find.

BS

Pontius Navigator
14th May 2016, 07:05
Blue, can't get to PM. I use Leisure Guard, and for my 92 year old MiL, Good to Go.

Will try and send more details when I get home as I am currently on a cruise.

CoffmanStarter
14th May 2016, 08:57
Good grief PN ! ... You're not on one of those 'floating' things are you :eek:

Union Jack
14th May 2016, 09:07
He's finally seen the light!:ok:

Jack

Wander00
14th May 2016, 10:09
Bluesafari - I use Staysure as they will insure ex-pats

Pontius Navigator
15th May 2016, 16:03
Coff, we are now back home but may I say it was more stable than the Mess bar on a Friday night and the food at least on a par with a Summer Ball but less crowded :)