View Full Version : U.S. mortgage
fliion
4th Aug 2015, 13:27
Anyone got any rec's on a bank to use. I'm having trouble with my US bank on re-financing a loan that I have from when I was based there - due living overseas.
Thanks in advance
f.
ahwalk01
4th Aug 2015, 15:29
I use Wells Fargo, who seem ok, what is the issue roughly?
Alex.
CamelRustler
4th Aug 2015, 16:04
f.
Try these guys.
www.churchillmortgage.com/ (http://www.churchillmortgage.com/)
They're great. Should be able to help you no problem.
Fire Ball XL5
4th Aug 2015, 16:11
I use Wells Fargo without any hassles...:cool:
fliion
5th Aug 2015, 03:06
Thanks guys.
Ahwalk - the issue roughly, is a regionally minded system with this particular bank that has discomfort with off shore dynamics
f.
ahwalk01
5th Aug 2015, 07:27
It helps to have a bank with international presence. Any bank with military support activities should understand the offshore aspects, if you have a relationship manager vs just the call centre I'd hope they could offer more.
flyinthesky
5th Aug 2015, 10:12
Just purchased a house in the US. DO NOT use HSBC!!
They impose enhanced due diligence because of the area we live in. Even with a single source of income, the hoops we had to jump through and documentation needed were plain ridiculous.
In the end had to threaten them with a Federal Reserve complaint and their VP jumped in to run the application. All in all, 5 months of headaches for a pretty small mortgage.
fliion
5th Aug 2015, 12:12
Thanks Fly,
I started the process with HSBC - was a disaster from the get go so stopped.
f.