Emirates medical insurance question

[hectopascal]

Hello everybody,

I got a question about the medical insurance given by The Emirates. It came to my attention that their medical insurance does not cover pre existing conditions.

Since that would be a problem for my wife since she has a medical condition I was wondering if there are any other pilots out here who work for the Emirates who ran into the same problem and have a way around it, or a reasonable approach to deal with it.

Any info would be greatly appreciated.


Happy Landings!!


Hectopascal

[kingpost]

In a nut shell, there's no way you'll get around it.

Keep in mind that medical services are extremely expensive in the UAE

[hectopascal]

Hello Kingpost,

Extremely expensive....great.
That will definitely reduce the attractiveness of the overall
package offered by the Emirates.

Appreciate the info.


HP

[Trader]

EK essentially self insures and is under great pressure to cut costs. There are numerous cases were a condition was not pre-existing (or impossible to tell) yet they still claim it was an did not/will not cover it.

If you have AY medical concerns than I would look at EK very carefully and assess what it might cost you to pay out of pocket.

[jinglied]

..and to add..

If you plan on having children here, be advised that if your child is born with a "condition", EK will not cover you. It happened earlier this year to an F/O who's newborn baby was born with a heart condition. The company said NO COVERAGE. How bloody cold is that. BUT, the company will tell you, it's CONGENITAL, so no coverage. Nice place. He sent his family back home to consult with specialists there. (And yes he was already here long enough to meet the companies requirements before he had the child)

Be Aware....

Jinglie'd

[hectopascal]

Great, so they want your family there, but only if they are strong and healthy.

appreciate the comments.


Hectopascal.

[Padania]

My wife too has a pre existing medical condition wich is not covered . As a result I have kept paying for private medical insurance cover for my family back home. I do not trust the EK coverage nor the medical system here one bit. This expense puts a dent into the package also.

[Dubaian]

Not in any way flying a flag for EK, but if you can find ANY medical insurance cover which does not have exclusions or restrictions for pre-existing conditions at the time you take it out, please let PPRuNers know.
It's not unusual.

[Trader]

I agree many would say that if you had a pre-existing condition from the last 5 years that it would not be covered. But to say that the hernia a 6 year old has is 'congenital' etc is pushing the bounds well beyond reason and most of the medical denials fall into that category.

Telling a 40 year old that his hernia is congenital is ridiculous--but true.

Refusing ANY health care because a child has a mild form of Cerebral P. even if unrelated to the condition.

There are dozens of such examples.

[camber]

EK update:

Employees and or their dependants, will now be admitted into the Medical Insurance scheme with pre existing conditions, following a two year waiting period. This waiting period commences from employment start date.