Renter's Insurance in the UK?

[s1lverback]

Hi, is there such a thing as 'renters insurance' in the UK?

This is for renting a helicopter form a flight school.

i.e. insurance for a renter to cover up to the excess of an over-riding insurance policy when renting an aircraft?

They have this in the US, but I can't seem to find this in the UK.

[fluffy5]

By Rent, do you mean self hire of the aircraft from a training establishment, or friend. Either one it will say in the insurance policy what the excess is for that aircraft. If it is self hire from a company, you will sign a slf agreement which should stipulate that in the event of an incident or accident with aircraft damage, you will be responsible to pay the excess. A few ago's for me to remember the amounts, but probably R22 could have an excess of 1000 to 3000 pounds dependent on the insurance policy.

fluffy

[s1lverback]

Hi Fluffy, exactly that, ie. SFH from a Training Establishment.

So I am wondering if I can get annual insurance to cover me for that excess as a supplemental insurance.

[Need money]

FYI - some flightschools themselves offer an excess waiver for a small fee....ask your local SFH school - its also a nice tie in to them if you do this.

My flight school charge something like (but I could get this wrong) - £200pa to "waive" the excess on an R22 - and £400pa to waive the excess on the R44.....

....a nice earner for them if nothing hqppens - but personally if I pranged one and got hit by the excess (thought it was more like £5k for R22 ?) that would ground me in the short term....

[Darren999]

With all your money just buy one!!!!!! :ok:
I teach you to fly it properly!! :D