Pax insurance & ops

[Melchett01]

Off to move Bliar's drinks cabinet into another sh:mad: tty bit of desert soon, so thought I would have a look a insurance. Last time I looked at Pax in 2003, they didn't cover CBRN injuries - which was handy seeing as we were going after WMD - so I thought sod it.

Now I have just had another look at them, but in the small print at the bottom it says bodily injury caused on active service or ops isn't covered :\
So, still as useful as ever, especially in this day and age. I'm not entirely sure why they are called Pax, maybe it's less to do with pax = personnel / passengers and more to do with the Latin translation of peace because that's all their policies are good for!

Does anybody know of any companies that do personal injury / accident insurance that does cover something useful like repeatedly going on ops? Oh yes, and preferably won't take every single last beer token in the process!:sad:

[Occasional Aviator]

It is not practical to expect insurers to cover all the sorts of things we do in service; our way of life involves a considered acceptance of risk. Perhaps the government should recognise that and provide a suitable compensation scheme instead. Oh, and how about tax breaks on ops?

[cazatou]

The same complaints were around at the time of GW1 from people who hadn't taken out the "all risks" option on their policies because it incurred extra premiums.

Have a look at any insurance application form which will ask the question - "Do you intend to partake in any aviation activity other than as a fare paying passenger on a scheduled airline?"

Even just flying in a military aircraft could invalidate your life insurance - let alone conducting military operations in it!

[CAC Runaway]

Now I have just had another look at them, but in the small print at the bottom it says bodily injury caused on active service or ops isn't covered :\

I think you will find that the part you are referring to is only for criminal injuries. My cover certainly covers war and ops and does include flying duties.

[Fitbin]

Had a similar situation a while back. As a rotortuner I went looking for additional insurance through the PAX people. They say i'm covered for any of my normal duties, including flying. It was only when I mentioned that the things I was flying in were technically u/s, things got interesting. They couldn't understand why we would want to fly in u/s cabs, and therefore because it's not airworthy we're not covered. But to make it serviceable we had to fly it to tune the disc. :ugh:

Never did get a straight answer.

Finally went for the 'sod it' approach.