goeasy
I was responding to Hallams suggestion on his website that you should walk away from a $39k investment as with an annual return of 8% the end result is a larger payout. I have already shown that Warren Buffet doesn't think that 8% return is achievable in the way that Hallam does.
I dont disagree that low cost trackers are a better investment strategy for most people - just in this case Hallams expectations are rather hopeful. He sounds like the guy who sold me my first endowment years ago that had all these wonderful examples of money to be made at rates of return that never materialised.
https://andrewhallam.com/2016/11/zur...d-sell-it-all/
Just noticed that Hallam also promotes AES International....