Oh Bert ... oh Bert you crooked minded 'merican ... too much blendid rum from Jamaica mon and then the weed from Viljen and co has made the damage ...
I think this is what happened ..
...
Bert .. you need some Tassie's on you next visit to me in the Cape ... then you would have had a beter idea of what happened.
It is an insurance scam ..
IHD .. we await your answer in constipation