And if you want to instruct you need to factor in an Instructor rating, when I did mine at Tayside this cost approx £5000, and that was about 14 years ago!
What job are you targeting as an Airline pilot?
Starting in Turbo props is great experience and Tayside do have a tie in with Loganair.
The reason I ask this is the Elephant in the room these days: The Type Rating,
After paying 50-60K for your CPL IR ME fATPL and MCC you will not be qualified to fly any commercial type.
In my world that is what the cancer of cadet schemes and flexi crew is all about, further down the food chain ay places like Loganair I am not sure what the arrangements are for a Saab340 type rating but it cannot be as financially crippling as the stories I hear from FOs in my flight deck.
The other thing to consider if you do go Turbo prop route is where next after that? Due to people like EasyJet and Ryanair killing the career with CTC, Oxford and Parc, the old traditional career ladder is log jammed, no one is really moving. Occasionally BA take a few, Monarch are trying a little expansion and taking pilots in an honorable fashion once more, but it is no where near the numbers required to see proper career progress in the UK again, it is very very bleak.
I have two young boys who love everything to do with planes, airports and flying. I pray every week that they do not want to be pilots.
Be very aware that you could end up with a shiny fATPL,
loads of debt and no job. And while you are in that situation you will have to keep your IR current every year too! £££
The only way into an airliners cockpit in any large scale these days seems to be CTC for newbies. But the reality of the "employment" when you get there will be far removed from the glossy brochure selling the dream they will send you now if you ask them.
You mention commute, Our FO's get told there base changes all the time, Germany France UK shuffle goes on a bit for a host of reasons, you move at your own cost and time for a job that is not permanent as 46 of our FO's are finding out this winter.
By all means be positive, but have a target in mind and make sure those eyes are FULLY open. For young newbie pilots at the moment, and considerable foreseeable future, the UK is NOT a nice place to be.