We expect to have to scrape by at first, and when using sensible figures and sources to calculate monthly expenditures, there's quite a lot of room to play with before exhausting that month's salary.
Wake up call......... A CX second officer has never had to "scrape by". It's always been a positive career move in many ways, financially mainly. Not so any more though. With all these SJS jumping at these inadequate conditions, they are sure NOT to improve.
By the way Pitot Probe, spell check before you spout off.