It is not a silly question but it is not easy to answer your post in a meaningful way without asking you for some clarification:
What is your aviation background?
What do you mean by 'fly reasonably well' (for example do you mean they have high top speeds,are controllable in turbulence, have good takeoff and landing handling characteristics etc etc)
What do you mean by 'horrendously high' (do you just mean many times that of a GA light aircraft? or something else?)
However I will offer that in general aircraft with a high wing loading will need greater distances to takeoff and land (because they will have a higher stall speed), will be more comfortable in turbulence and will not turn so tightly at low speeds as aircraft with a low wing loading.