j.a.j,
Apologies, nothing personal, but I am getting fed up with people who don't understand AFPS05 and I was getting a bit frustrated.
What I thought you said was effectively that if you leave before 55 you lose any EDP (Early Departure Payment) which of course is not the case, indeed you get EDP if you leave before 55. What I did not appreciate was that you were saying..."if you leave before 55, TO BECOME FTRS, you lose EDP..." which is another case entirely!
My fault for not accurately reading your post - once again I aplogise unreservedly.....
LFFC - thanks for the correction
- nobody is perfect (just ask my wife - or see above!!), and I don't claim to be an expert - just asking people to become more familar with their own pension scheme!