Insurance Responsibility
eph6 A very relevant question, on who does the onous lay? in case of an incident or accident. The instructor who sends the student up on his first solo, or on the Club/academy/training facility. This question is definately applicable to Airline Instructors and Check Pilots also. In my opinion it should be the responsibility of the training institute or airline, who should take out the necessary insurance, for crew and passengers, and also for the aircraft and third party damage insurance. It is not the responsibility of each Instructor or Check Pilot to take out his or her own insurance on behalf of the students, either in flying clubs, training institutes or the airlines who employ the Instructor/Check Pilot.