Might be the case, however prior to the most recent financial events 2 rather well known high street banks were quite willing to throw a vast ammount of money at my training, based on the potential job offer at the end. My parents, though hardly in the duldrums financially, live within their means and would never have been able to fund the loan repayments, should I have been a moron, they would have lost their home. Not a risk I was ever willing to take, however I found a "third way" in.
The alternative, live at home work 7 days to fund it bit by bit was the back up, but even that would have left me financially very streched - even the room at home don't come free anymore!
I see the point you are trying to make, and I do understand and agree that where there is a will there is a way, but some inherantly talented individuals (and I am quite clearly not talking about me there
) from humble backgrounds will always be scared away when they see the price list.