Would you sit it out with £100k of debts? Try to find another job?
No I wouldn't, but then I wouldn't get myself in such a desperate position in the first place. So you spent £100 k on your CPL/IR, do you think the World owes you a living
I would personally gladly give up a few % of my salary
And there is the crux of the problem.
If you are daft enough to pay to fly you deserve all you get, or don't get.
You reap what you sow!