Well Matt you beat me on FDP it was supposed to be £2.20 tax free but that never happened, so in reallity my FDP is £1.89 give or take a penny or two and as for overtime payments whats that???? agree with you that not hearing tone of voice is a drawback i can honestly tell you that i have no envious feelings towards mainline i think that you guys would benefit from knowing Cityflyer better and what it does .