that 's all well and good FR, but what makes you think that your 'advice' is either desired or needed??
Whether someone 'stays or goes' is a very individual issue; and I probably know as many 'generals' that you refer to that have retired entirely satisfied and with no major regrets.
Just as I know a few who regret following the herd and resigning and now would have preferred they didn't; and some of them do have some quite reasonable bank balances.