Yes
Yes - every pilot thinks they're better than the next one, they would have made a better decision if faces with the facts preceding an accident. It the same reason eejits buy shares/bonds - they KNOW for a fact Mastercard is a big company and everyone has one so therefore they MUST go up... The fact is, like stock markets, the true experts (ATPLs) know a lot more than PPLs and then burnt less often... it's really rather simple (I know better than all the other posters, because I'm human....errr...)
VT