Paying to be an F/O ??? Nonsense !!
I can accept the idea of paying for a type rating, but giving money to get a right seat position is just the worst thing to do
Think about it : Does your plumber pay to fix your shower ?
It's just that kind of attitudes which ruins the aviation lifestyle.
If F/O's are ready to pay for flying ... why should operators hire the others ?
Low houred CPL should consider other means to build their experience : instruction, aerial work, glider towing ... Air taxi, and then Turbine or Jet . It gives a valuable experience, build aviation common sense , and you can even be paid for that
If at 200 Hrs TT, you don't want to get across those steps and you think you can pay to avoid that ... It's a bit sad. Maybe you should consider another career